About Pre-Med Defender
Defending You From Out-of-Pocket Medical Costs
Pre-Med Defender was created to meet an industry need for an affordable coverage solution that protects healthcare consumers from excessive out-of-pocket expenses—such as deductibles and co-insurance—while also allowing employers to implement a long-term strategy for controlling healthcare costs.
Group supplemental
(“secondary”) medical
expense insurance plan
Pre-Med Defender is an employer sponsored group supplemental medical expense insurance plan designed to be paired with a high-deductible health plan. It is a powerful tool to help employers who want to take control of their healthcare spend and who want to limit the out-of-pocket exposure of their employees.
Highlights:
Fits seamlessly with virtually any major medical plan. Fully insured, level funded or self funded
Can reduce overall health premiums while providing richer benefits to employees
Dramatically reduces employee out-of-pocket costs
Benefits mirror the underlying medical plan and pays directly off the major medical’s EOB
Fully customizable plan designs including carving out office visit and prescription drug copays
Dedicated Member Support
Plans include $0 consult Telemedicine
$0 Consult Virtual Primary Care available
High Deductible Major Medical Insurance
+
Pre-Med Defender
=
Annual Savings on your group’s Medical Premium
Have questions?
Contact us today to learn more about Pre-Med Defender.
We look forward to speaking with you soon!