About Pre-Med Defender

Defending You From Out-of-Pocket Medical Costs

Pre-Med Defender was created to meet an industry need for an affordable coverage solution that protects healthcare consumers from high out-of-pocket expenses—such as deductibles and co-insurance—while also allowing employers to implement a long-term strategy for controlling healthcare costs.


Group supplemental
(“secondary”) medical
expense insurance plan


Pre-Med Defender is an employer sponsored group supplemental medical expense insurance plan designed to be paired with a high-deductible health plan. It is a powerful tool to help employers who want to take control of their healthcare spending and who want to limit the out-of-pocket exposure of their employees.


Fits seamlessly with virtually any major medical plan. Fully insured, level funded or self funded

Can reduce overall health premiums while providing richer benefits to employees

Dramatically reduces employee out-of-pocket costs

Benefits mirror the underlying medical plan and pays directly off the major medical’s EOB

Fully customizable plan designs including carving out office visit and prescription drug copays

Dedicated Member Support

Plans include $0 consult Telemedicine

$0 Consult Virtual Primary Care available


High Deductible Major Medical  Insurance



Pre-Med Defender



Annual Savings on your group’s Medical Premium

Have questions?

Contact us today to learn more about Pre-Med Defender.
We look forward to speaking with you soon!

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