About Pre-Med Defender

Defending You From Out-of-Pocket Medical Costs

Pre-Med Defender was created to meet an industry need for an affordable coverage solution that protects healthcare consumers from excessive out-of-pocket expenses—such as deductibles and co-insurance—while also allowing employers to implement a long-term strategy for controlling healthcare costs.

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Group supplemental
(“secondary”) medical
expense insurance plan

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Pre-Med Defender is an employer sponsored group supplemental medical expense insurance plan designed to be paired with a high-deductible health plan. It is a powerful tool to help employers who want to take control of their healthcare spend and who want to limit the out-of-pocket exposure of their employees.

Highlights:

Fits seamlessly with virtually any major medical plan. Fully insured, level funded or self funded

Can reduce overall health premiums while providing richer benefits to employees

Dramatically reduces employee out-of-pocket costs

Benefits mirror the underlying medical plan and pays directly off the major medical’s EOB

Fully customizable plan designs including carving out office visit and prescription drug copays

24/7 Member Support and Advocacy

Plans include $0 copay Telemedicine

Electronic ID cards via our Free Mobile App

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High Deductible Major Medical  Insurance

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Pre-Med Defender

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Annual Savings on your group’s Medical Premium

Have questions?

Contact us today to learn more about Pre-Med Defender.
We look forward to speaking with you soon!

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