About Pre-Med Defender
Defending You From Out-of-Pocket Medical Costs
Pre-Med Defender was created to meet an industry need for an affordable coverage solution that protects healthcare consumers from excessive out-of-pocket expenses—such as deductibles and co-insurance—while also allowing employers to implement a long-term strategy for controlling healthcare costs.
Group supplemental
(“secondary”) medical
expense insurance plan
Pre-Med Defender is an employer sponsored group supplemental medical expense insurance plan designed to be paired with a high-deductible health plan. It is a powerful tool to help employers who want to take control of their healthcare spend and who want to limit the out-of-pocket exposure of their employees.
Highlights:
Fits seamlessly with virtually any major medical plan. Fully insured, level funded or self funded
Can reduce overall health premiums while providing richer benefits to employees
Dramatically reduces employee out-of-pocket costs
Benefits mirror the underlying medical plan and pays directly off the major medical’s EOB
Fully customizable plan designs including carving out office visit and prescription drug copays
24/7 Member Support and Advocacy
Plans include $0 copay Telemedicine
Electronic ID cards via our Free Mobile App
High Deductible Major Medical Insurance
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Pre-Med Defender
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Annual Savings on your group’s Medical Premium
Have questions?
Contact us today to learn more about Pre-Med Defender.
We look forward to speaking with you soon!