The financial defense before medical coverage.
Our Pre-Med Defender programs are group insurance plans designed to help employers reduce the overall costs of providing healthcare coverage. It enables an employer to continue providing a major medical or comprehensive health coverage for its employees with minimal impact on the majority of the employees' out of pocket expenses. Pre-Med Defender is first dollar coverage that people can utilize before their catastrophic coverage begins.
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Benefit Selection
Benefits up to $8,550 for Single and up to $17,100 for family.
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In-Patient and Out-Patient
Out-Patient benefits are paid at the same level as In-Patient benefits.
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Doctor's Office Visits
This commonly requested benefit can be fully covered. Employees love this benefit.
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Prescription Drugs
We have a full array of insured prescription drug card options to accompany your Pre-Med Defender plans.