Eliminate Out of Pocket Health Insurance Costs!

Our Pre-Med Defender is the Ultimate Gap Insurance Plan for Groups of 10 or more employees, paying 100% for In-Patient or Out-Patient Services up to plan maximums.

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The financial defense before medical coverage.

Our Pre-Med Defender programs are group insurance plans designed to help employers reduce the overall costs of providing healthcare coverage. It enables an employer to continue providing a major medical or comprehensive health coverage for its employees with minimal impact on the majority of the employees' out of pocket expenses. Pre-Med Defender is first dollar coverage that people can utilize before their catastrophic coverage begins.